Categories
Link Collection

SPF Link Collection #4

How the Price of Crude Oil Dropped Below 0$ Mind blowing, on Monday 21. April 2020 the price of oil fell to negative 37 USD a barrel. That has never happened and is a result of price and demand forces pushed by the financial sector. This 16 minute podcast by NPR’s Planet Money is helpful […]

Categories
Post

Diversification after the Coronavirus scare of 2020

I have said it before and I will say it again. I was spared from losses in the 2020 coronavirus pandemic induced market crash. As noted here and here. Short summary: I was in the middle of a broker switch from VZ Vermögenszentrum to VIAC, when the market started to go down. It was complete […]

Categories
Post

How do I manage my resources (Money, Time and Energy)?

As a husband and father of four kids with a demanding job; my time is limited and precious. This has become again clear to me lately. But it made me think of the following: What are the resources at my disposal? Other than time the next obvious resource is money. Money is limited and also […]

Categories
Post

Portfolio Update – Q1 2020

Three months have passed since the last quarterly update. Boy, was this an exciting quarter. The Coronavirus Pandemic had an impact on pretty much everybodies lifes. It has dominated the media and sent stock markets into a tailspin. As outlined in my first quarterly update, I want to keep track of my portfolio holdings in […]

Categories
Link Collection

SPF Link Collection #3

Jeff Bezos’ Wealth Visualized Helpful visualization on Jeff Bezos wealth. This is of course before the coronavirus induced recession wiped significant amounts of wealth from Mr. Bezos Portfolio, but it is still really impressive to see the degree of magnitude of his money. https://www.youtube.com/watch?v=qSOVBiEotaw How Exponential Growth in Epidemics works There are so many experts […]

Categories
Post

Everyone is a genius in a bull market

Confession time: I have been greedy and blind-sided, but I have been spared from bigger losses, because frankly I just had more luck than sense. Short backstory Over the last eight years or so I have been increasingly blinded by the profit opportunities that the stocks and index ETF can bring. Even though I talk […]

Categories
Post

Finding the Best Credit Card for our Family

Photo by Webaroo on Unsplash I would consider myself a kind person. There are few things that I don’t like and only one thing that I hate: Fees! I hate fees! Whether it’s bank fees, credit card fees, library late fees, transaction fees or any other unnecessary fees! I hate them – all! When we moved to France […]

Categories
Link Collection

SPF Link Collection #2

Photo by Utsav Srestha on Unsplash The economics of all-you-can-eat buffets In this interesting analysis the writer analyzes how the all-you-can eat buffets leverage economies of scale and food staging tactics to make a decent margin in a seemingly difficult business model. The economics of all-you-can-eat buffets PostFinance expands negative interest rates to wider number of customers PostFinance is […]

Categories
Post

I wrote down my personal mission statement

As a business student, one thing that is taught in class is the need for every company to have a clear mission statement. A mission statement might define the primary customer demographic or region or industry of the company, but more importantly it defines their unique reason of existence. A justification to be in business. […]

Categories
Post

That’s it! I am Switching to VIAC

I am so frustrated, just after I have been praising VZ for pointing out to me that I can invest up to 100% in stocks in your 3a pillar account, VZ approached me to tell me, that his colleague was misinformed, and that VZ has an policy that only allows their customers to have 80% […]