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A warning for 2020

We are already in the third week of 2020, but it’s not too late to wish you a happy and blessed New Year! I am writing this quick update today to warn you about potential pitfalls when signing contracts, dating important letters or even (if you still do such a thing) signing checks. Write out […]

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An Introduction to the Swiss 3 Pillar System

Overview Switzerland’s three pillar system gives a broad financial safeguard for the retired Swiss population. The name  “three pillars” presumably stems from the phrase “three-legged stool”, which is used by  financial planners to describe the most common sources of retirement income: 1. Social Security, 2. Employee pension, 3. Personal Savings.  The first pillar is guaranteed […]

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Did you know you can put up to 100% stocks into your 3a pillar account?

You know how sometimes you just are so sure about something and you don’t question it until you are presented with a new fact? It happened to me just recently in connection to the legally allowed stock percentage in 3a pillar accounts. I was under the impression, that there is a legal maximum of stocks […]

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First Post!

I have been thinking about starting a blog on financial freedom for years now. There has always been a reason not to do it. But today I am starting it, not knowing where this journey is going to take me or my family.  So here it goes. Let’s start this journey…