As a blogger -slash- human, I have the tendency to portray myself in a better light than I really am. Please know, I am a very faulty person. I too make mistakes, a lot! So without further ado, here is one of my biggest investing mistake. Emotions = Bad Emotions are a good thing, don’t […]
My dad is turning 64 this year and he has asked me to accompany him to some pension planning meetings, that he set up with his financial / retirement planner . I of course said yes. It is a good opportunity to help my dad ask the right questions, and to see how the Swiss […]
I have said it before and I will say it again. I was spared from losses in the 2020 coronavirus pandemic induced market crash. As noted here and here. Short summary: I was in the middle of a broker switch from VZ Vermögenszentrum to VIAC, when the market started to go down. It was complete […]
As a husband and father of four kids with a demanding job; my time is limited and precious. This has become again clear to me lately. But it made me think of the following: What are the resources at my disposal? Other than time the next obvious resource is money. Money is limited and also […]
Three months have passed since the last quarterly update. Boy, was this an exciting quarter. The Coronavirus Pandemic had an impact on pretty much everybodies lifes. It has dominated the media and sent stock markets into a tailspin. As outlined in my first quarterly update, I want to keep track of my portfolio holdings in […]
Confession time: I have been greedy and blind-sided, but I have been spared from bigger losses, because frankly I just had more luck than sense. Short backstory Over the last eight years or so I have been increasingly blinded by the profit opportunities that the stocks and index ETF can bring. Even though I talk […]
Photo by Webaroo on Unsplash I would consider myself a kind person. There are few things that I don’t like and only one thing that I hate: Fees! I hate fees! Whether it’s bank fees, credit card fees, library late fees, transaction fees or any other unnecessary fees! I hate them – all! When we moved to France […]
As a business student, one thing that is taught in class is the need for every company to have a clear mission statement. A mission statement might define the primary customer demographic or region or industry of the company, but more importantly it defines their unique reason of existence. A justification to be in business. […]
I am so frustrated, just after I have been praising VZ for pointing out to me that I can invest up to 100% in stocks in your 3a pillar account, VZ approached me to tell me, that his colleague was misinformed, and that VZ has an policy that only allows their customers to have 80% […]
Photo by Glen Carrie on Unsplash I have made it a habit to journal the financial goals for our family at the beginning of the year. To see earlier goals check out a summary post on our financial goals of the past years (2013-2018) or financial goals for 2019 What will be different in 2020 The year that […]