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That’s it! I am Switching to VIAC

I am so frustrated, just after I have been praising VZ for pointing out to me that I can invest up to 100% in stocks in your 3a pillar account, VZ approached me to tell me, that his colleague was misinformed, and that VZ has an policy that only allows their customers to have 80% […]

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Goals Post

Goals for 2020

Photo by Glen Carrie on Unsplash I have made it a habit to journal the financial goals for our family at the beginning of the year. To see earlier goals check out a summary post on our financial goals of the past years (2013-2018) or financial goals for 2019 What will be different in 2020 The year that […]

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How a decision in your 20s can add 1 million CHF to your retirement

Photo by Fabian Blank on Unsplash I talk a lot about the need for everybody that is a working individual in Switzerland to fully pay into the tax-advantaged 3a pillar account. In 2020, the maximum permissible amount to be paid in is 6’826 CHF. And the tax benefit can be somewhere between 900 – 2’300 CHF depending on […]